Travel with Cashback

Travel’s better with Cashback!

Well, isn’t everything better with Cashback?  Do you travel?  Would you like to travel more?  If you are a savvy traveler who likes to save a few bucks on the whole experience- Cashback is for you!

Chihuly Gardens right by the Space Needle – amazing!

I recently went on a short get-away with my husband to Seattle. I was able to get quite a bit of Cashback along the way, at the same time feeling I got good deals, and we had a great time. Here’s how it broke down:

Airfare (FlightHub – online) – $19.98

Hotels (Hotels.com partly online and partly eVoucher) – $39.85

            *eVouchers gives you more cashback with Hotels.com, but you can’t use for all hotels.  When you do your hotel search, click on “payment preferences” and choose Pay with Hotels.com gift card

Entertainment Book (online) – $1.80

Seattle Mariners – I love baseball!

Tickets to Mariners baseball game (Ticket Network- online) – $6.35

Car rental (Rentalcars.com – online) – $7.30

CVS Pharmacy (eVoucher) – $.59

P.F. Chang (eVoucher) – $1.65

Starbucks (eVoucher) – we were in Seattle after all – $.49

Watching Mark Knopfler concert  on a hillside at a winery with a bottle of wine and my husband – priceless (no Cashback)

Mark Knopfler concert at Ste Michelle Winery in Woodinville

Yes I could have done a bit more, maybe found some Cashback Card shops, could definitely have used some more eVouchers at restaurants and shops. Or maybe some Groupon deals. But that’s okay. I wasn’t making it a job – I was on vacation. Cashback is bonus!  And it does add up!  $78 cashback is better than a kick in the butt, right?

Next time you go on a trip, I challenge you to maximize your Cashback- let me know how you do!

It’s Tax Time

Okay, so I know TODAY is April 30, so you should really have your taxes done by now.  But if not, here is some help.

Did you know that we have many merchants who can help you?  I just did a search (Canada), and came up with 28 results when I put in “accounting” in the search bar:  See: https://www.cashbackworld.com/ca-en/search?st=accounting

I personally use Altitude Accounting as they are near me and Jacqueline who works there has given us excellent customer service: https://www.cashbackworld.com/ca-en/cashback/en-ca/12301358-altitude-accounting-inc.  I am happy to share that we have received large tax refunds pretty much every year.

Large tax refunds?  Yes, do YOU know about the benefits of having a home based business?  I really believe that everyone should have some form of home business in order to use your home and combined expenses to reduce your taxable income.  And while you are building your business, before it turns a good profit – you can take advantage big time!  Once you to become more profitable, there are many deductions you can use to help offset that profit.

Travel for pleasure but include some business?  Or do you want to attend a company event and go on a side trip? (like when I went to Prague last year)  Use your car for business as well as pleasure?  How about your phone?  And internet, really all your home expenses.  Like to take courses?  Like to meet friends for coffee?  Need a new computer?  Many of these items can be partially or fully tax deductible!  I do recommend that you talk to an expert (I am not), but I will say that I read many years ago about the tax advantages of having a home business – and I have been receiving healthy tax refunds ever since.

I really don’t mind paying my share of taxes, but I do NOT want to pay MORE than my share!  If you would like to learn more, how about joining us on one of our info sessions Thursday evenings?  Check our events for details and a link to join.

 

 

Toasting a New Year!

I love starting a New Year, all fresh and full of possibilities! I love setting goals and dreaming about what this year could bring. I have always preferred goal-setting to resolution making. Resolutions seem so light, so easy to break. How about you? Have you been dreaming? I hope so.

And once the goals are set, the work begins! My goals this year include:

  1. Reaching a goal weight. Somehow while I was walking in Spain I lost a fair bit of weight, but then I found it all again, plus more! Go figure!
  2. Working on my business. I want to help a lot of people start their own business and earn income for their families. My helping others will help myself as well. Kind of nice that one gets ahead by making other people’s lives better. If you would like help growing a new income stream, earning tax benefits, and profiting when people around the world go shopping, maybe I can help you! Click here for how to EARN MONEY!
  3. Renovating my kitchen. This is WAY overdue! I have been putting it off for YEARS! I still have the original ugly linoleum and the original harvest gold stove. So if you know anyone who does renovations, or have had a good experience with a reno (or a bad one, I can learn from that also), I would love to chat!  And are there any Cashback Merchants in the Edmonton area who do renovations?  I know I can shop at Home Depot and Lowes for a lot of the materials – this will be a separate blog post later!

Yes, I know these goals aren’t in the “SMART” format, you know: Specific, Measurable, Achievable, Relevant (or Rewarding), Time-bound. I have done this work as well, but don’t want to get too specific and boring here. I recently read about “DUMB” goals too, and rather like that. It stands for Dream Driven, Uplifting, Method-friendly, and Behaviour Driven. I kind of like it. What do you think? This is from Brendan Burchard, and you can watch it here: https://youtu.be/54aFTZ9POw4?list=PLiqRgMWh6qlx6HeNm9jHOFWoS3Na0rIP9 .

So why share my goals? Sometimes I think it is powerful to share, to put it out there. Maybe it helps with accountability – feel free to ask me how those goals are coming along. Maybe my goals can help your goals (or vice versa). That might sound a bit strange, but I believe we can all help each other. Maybe not directly, but sharing an idea, making an introduction, giving some feedback, maybe some seemingly small and insignificant act. Here is one of my favourite quotes:

Until one is committed, there is hesitancy, the chance to draw back — concerning all acts of initiative (and creation), there is one elementary truth that ignorance of which kills countless ideas and splendid plans: that the moment one definitely commits oneself, then Providence moves too. All sorts of things occur to help one that would never otherwise have occurred. A whole stream of events issues from the decision, raising in one’s favor all manner of unforeseen incidents and meetings and material assistance, which no man could have dreamed would have come his way.Whatever you can do, or dream you can do, begin it. Boldness has genius, power, and magic in it. Begin it now.

This quote has been attributed to Goethe, but may actually be written by William Hutchinson Murray. Either way it is great. I love the line about genius, power and magic. I do believe setting goals and then committing to achieving them is very powerful. A friend of mine named her team “The Goal Getters”, which I thought was brilliant. Almost everyone “sets” goals, but how many people go “get” their goals?

Happy New Year and Happy Goal Getting!!

Holiday Shopping with Cashback World

Have YOU started your Christmas shopping yet (or shopping for any other holidays – I don’t want to be politically insensitive)?  That is a common question this time of year.  For me, the answer is “just a little bit”.  But this weekend that might change.  It is “Black Friday”, “Small Business Saturday”, “Cyber Monday”, and “Giving Tuesday”.   A couple of years ago I did almost all my shopping for Christmas online during the Black Friday Weekend – it was great!  Except a few of the items were coming from the US and did not arrive until December 24th!  I was a little nervous about that!

I remember when Black Friday was just a “thing” in the US, and you would only be able to take advantage of it if you actually went there.  Then came computers.  Then stores in Canada adopted the tradition as well.  Then they added all the other special days.  And I have noticed these sales start earlier each year.  I had some emails last week and wondered if I had the date wrong.  Nope.

Do you know the history of Black Friday?  Wikipedia says:

Black Friday is an informal name for the day following Thanksgiving Day in the United States, the fourth Thursday of November, which has been regarded as the beginning of the country’s Christmas shopping season since 1952, although the term “Black Friday” did not become widely recognised or used until the 1980s or later in some regions.

Most major retailers open very early, as early as overnight hours, and offer promotional sales. Black Friday is not an official holiday, but California and some other states observe “The Day After Thanksgiving” as a holiday for state government employees.  Many non-retail employees and schools have both Thanksgiving and the following Friday off, which, along with the following regular weekend, makes it a four-day weekend, thereby increasing the number of potential shoppers.

Black Friday has routinely been the busiest shopping day of the year in the United States since 2005, although news reports, which at that time were inaccurate, have described it as the busiest shopping day of the year for a much longer period of time.  Similar stories resurface year upon year at this time, portraying hysteria and shortage of stock, creating a state of positive feedback.

The earliest evidence of the phrase Black Friday applied to the day after Thanksgiving in a shopping context suggests that the term originated in Philadelphia, where it was used to describe the heavy and disruptive pedestrian and vehicle traffic that would occur on the day after Thanksgiving. This usage dates to at least 1961. More than twenty years later, as the phrase became more widespread, a popular explanation became that this day represented the point in the year when retailers begin to turn a profit, thus going from being “in the red” to being “in the black”

But enough history, the question is, how do you take advantage of the Black Friday sale AND still get your Cashback and Shopping Points?  Here is a guide:

  • Online Shopping: This is perhaps where you will find the most specials.  In fact, if you search “Special Offers” under “Promotions & Deals” there is always a list of online offers.  The main thing to remember when shopping online with Cashback World is that you MUST go through your Cashback World portal (and have cookies enabled) so you get credit for the purchase.  I also recommend that you read the “Special Notes” as there may be exceptions to be aware of.
  • Gift Card Shopping: If you have a gift card, that is like using cash, so you can just go into the store and use a gift card to make a purchase.  If you don’t know where to get gift cards, go to the Gift Card Shopping page here.  And of course you can use gift cards at Superstore to get all your holiday groceries!  I have been saving my PC Optimum points to buy some special Christmas treats.
  • Small to Medium Sized Businesses: I am not sure how many of these merchants participate in Black Friday madness here in Canada, but you can check.  Go to “Support Local” Shopping to learn how to do a search.

And if you miss out on Black Friday, or you don’t intend to do your Christmas shopping until December 24th (that’s my son), then don’t worry – you can still Shop Smarter and get your Cashback and Shopping Points.  Maybe you can even USE some of those Shopping Points for deals – check it out at https://www.lyoness.com/ca-en/search/shoppingpoints.

So, whether you shop this weekend, closer to Christmas, or are already finished your shopping for the holidays – have fun, shop clever (and responsibly).  And have a Blessed Druid Solstice Miracle! (reference from 30 Rock episode)

The Changing World of Shopping

 

Remember when you used to go to the store, put items in your shopping cart, go to the check-out line, have everything added up on a “cash register”, paid with CASH, and maybe even had the items brought out to your car (does anyone remember parcel pickup at Safeway?  They would bring my groceries and give my kids candy).

This morning I ordered my groceries online at www.realcanadiansuperstore.ca, this afternoon I will park in the designated spot and again will have my groceries brought out to my car.  This time I will pay with gift cards of course, to get my cashback and shopping points.  So some things have changed (they way we shop and pay), and some have looped back around (the service).  I don’t always use this service, but I do appreciate it on days that I am busy.  And for a young family it could be a godsend – you don’t even have to take the babies out of the car seats!

How else has shopping changed?  I’m not even limiting this to Cashback World, though I believe we are leading the way.  Ordering food has changed – with Uber Eats and Skip the Dishes.  Even the fact that so many more people eat out.  When I was a kid, we almost always ate at home, Mom or Dad did the cooking, “TV dinners” were a rare treat, and there weren’t even very many restaurants in our town (Kentucky Fried Chicken was brand new, and there was a bakery where we ogled the doughnuts and long johns, and a Chinese Food diner at the local hotel. When we traveled we stopped at the Voyageur for a hamburger deluxe).  Maybe you aren’t all as old as I am, but I am sure you will agree that dining out is a much larger part of our lives today.  Now we can dine at Cashback merchants and use our app/card to get our benefits, or use a gift card for Cara group, Earl’s, Pizza 73, or Subway. Soon we will be able to pay with the eVoucher on our Cashback World app – this is already a possibility in USA and Europe.  I am excited for how easy it will be be – this will open many doors to increase our shopping volume!

And what about shopping we do for other things?  Who shops online?  This avenue has greatly increased in the last few years.  And it is so easy with Cashback World to get your benefits from the online shops.  If you aren’t sure how, go to our online shopping tutorials.  Remember all the Black Friday/Cyber Monday sales will be coming up soon – be ready to take advantage of that.  And you can look for “current offers” under the “promotions and deals” tab on your cashback website – any time!

Gas stations have changed a lot also.  Remember when they used to fill up your tank for you, and clean your windshield?  Does Domo still “jump to the pump”?  Not sure.  Now I pay at the pump with my Petro Points card, then my Preferred Price card, then my Gift Card – I love the convenience, I don’t even have to go in the store!

Isn’t it great to turn your everyday expenses into cash in your pocket?  Isn’t it great to know that every time you shop within our network you are building your future?  Isn’t it nice to know that we are a Shopping Community? Isn’t it nice to know that WE can have an impact on our Shopping Community (by signing on new merchants, shoppers and marketers)?  There is Win-Win-Win-Win in everything we do, from the shopper getting benefits, to the marketer earning income, to the merchant promoting his business, to the charities doing good for children and the planet, to the company and all the staff – everyone part of our Community!